After buying a new kitchen appliance, you may be wondering whether kitchen appliance breakdown insurance is worth it. After spending anywhere from a couple hundred to a couple thousand dollars for your appliance, it may not seem like a good idea to spend anymore. The question becomes, is it worth it to spend money on insurance after spending so much money on appliances?
The quick answer to that question is yes, it is definitely worth it. Having the manufacturers warranty is one thing. This warranty generally protects the consumer from appliance breakdown that is the fault of the manufacturer (for example, if a part just randomly stopped working). This warranty is certainly helpful, but what happens if your electricity goes out, then comes back and ends up shorting your appliances circuit? It would be considered your fault and unfortunately, the manufacturers warranty wouldn’t cover this type of incident. That’s why having kitchen appliance breakdown insurance is a crucial. Depending on the type of coverage you buy, these types of insurances can protect you from anything—from surges in electricity to dropping your appliance.
As a homeowner, you never want things breaking, but sometimes it happens. Even if you have homeowners insurance, your major home appliances aren’t typically covered under this. Instead, this covers burglary or natural disasters, such fire. Also, the manufacturers warranty that comes with most appliances usually lasts a year, meaning when your appliance breaks in a year and a half, the repair costs are left completely up to you.
If you want to avoid situations like this, the solution is to purchase kitchen appliance breakdown insurance. This type of insurance (again, depending on the plan you purchase) usually covers any type of breakdown and allows you to find help with just one phone call. This insurance is also a great idea if your appliances are fairly old, as kitchen appliances typically begin breaking down after a few years. You can protect yourself from costs and long waiting times by purchasing kitchen appliance breakdown insurance. Don’t make the mistake of not protecting yourself with insurance.
If you need help deciding what the best type of kitchen appliance breakdown insurance is, or if you need help fixing an appliance, consider using TalkLocal to find a capable appliance repairman for you. TalkLocal is a free service that will connect you with top-quality, appliance repair companies in your neighborhood within minutes. Just enter in your specific problem, location and availability, and up to three companies will call YOU directly, saving you the time and stress of finding one yourself.